Archive for January, 2011

07 JanSilver Saver Plan Review

ISNCoins vs Numis Network Review

Let me start by saying it\’s terrific that so much attention has been brought to light, to help people realize the true value of collecting Silver and Gold coins as assets.

Numis Network is a huge name in the numismatic collecting industry. They are endorsed by big names like Mike Mezack, have a beautiful website, and thousands of reps on autoship. They also have great marketers such as Ray Higdon and Cedrick Harris. Numis Network sells all types of numismatic coins, from American Silver Eagles to Gold St. Gaudens. It\’s no surprise that with all the positives of Numis Network that many have joined and given it a try. For me, this is first hand knowledge as I had studied the Numis business model for over a year and seen many profit from it.

Numis Network and International Silver Network both deal in collector and numismatic coins.

I am going to assume you\’ve found this review because you are already interested in collecting numismatic silver and gold coins. You want to know what is the best type of coins to collect or stock pile, as well as which is the best company to join. What makes one company better than the other?

(ISNCoins vs Numis Network)

Let\’s first compare each companies \’Flagship Product\”. Numis Network puts you on an autoship to collect ANACS MS70 one ounce silver coins. ISNCoins puts you on an autoship to receive PCGS or HGC MS69 American Silver Eagle Coins.

Numis Network claims that their ANACS MS70 coin is worth $125 new. However, this really isn\’t the case. A little research shows that you can buy ANACS MS70 American Eagles easily for half (Source) of what Numis Network says they\’re worth.

International Silver Network doesn\’t sell you an inflated price coin. They say their MS69 Coins are woth $40-$45, and research proves it. (Source). Now based on the examples above it may be true that Numis\’ MS70 coins have a higher resale value, but the coins are definitely not worth $125 they claim they are.

Operating Costs – Numis vs ISN

All credible marketing companies offer a low entry option to join the company. However, these positions generally paid out very little or even nothing. You usually have to buy the \’top level\’ to gain the full benefits of promoting your silver business.

Numis promotes purchasing the \”Training Qualified\” level, which has a fee of $495 up front plus $99 per month to have a MS70 silver coin shipped to your door, plus an additional $9.95 per month for your self-replicated website. In total, Numis Network will have cost you $1700 in the first year to run your business.

So what does it take to break even on the $1700? That breaks down to $142 a month, not including any money you spend advertising your business, collecting leads, joining marketing programs, etc.

ISNCoins has a start up cost of $149 (including your first coin), and a similarly priced autoship of $96.95 per month to to receive 1 MS69 American Silver Eagle. Your first year expenses would come out to $1215, or an average of $101 per month.

Visit ISN at http://www.silversaverplan.com

Compensation Plans – Numis Network vs ISN

Numis

Numis pays you a fast start bonus of $100 for every $495 Training Qualified level you sell. Additionally, Numis assigns a bonus payout value, or BV. The MS70 silver coin your receive have a BV of 60, and the company stats that an estimated 10% of the 60BV could be paid as a bonus. In simpler terms, a $6 bonus is paid on each coin sold.

However, the money paid out is only on the BV of the leg with the lowest number of points each month. In Numis, each representative has two legs in his program (Binary).

Based on this, at least 24 coins per month has to be sold in the representative\’s weakest leg to generate enough income to cover Numis\’ cost of $142 per month. BUT because the bonus pays off the weakest leg, this means that the representative\’s downline must sell a minimum of 48 coins (24 in each leg) to give the representative a chance of breaking even.

The compensation plan is not nearly as simple as this. In fact, it is rather complicated.

*Click Below For full details on the ISN Compensation Plan.* http://www.silversaverplan.com

ISN

International Silver Network uses a simple uni-level that pays 8 levels down, and infinitely wide. For all personally sponsored collector reps, you earn $12 residually. For any collector rep that is within your 8 levels, you receive $4 per coin shipped.

If you sponsored two collector reps. and the rest of your income came from $4 overrides, it would only take 21 collector reps TOTAL underneath you to reach $96 per month. Now, if you personally sponsored each of your downline, it would only take 8 TOTAL COLLECTOR REPS to reach your $96. That means you are paying absolutely nothing to be in ISN, and you a receiving a FREE MS69 American Eagle Silver coin.

Summary – Numis vs International Silver Network

Numis ships you a MS70 Silver Coin worth about $55-60 ISNCoins ships you a MS69 Silver Coin worth about $40-45

Numis Costs you $1700 your first year. ISN Costs you $1200 your first year.

Numis takes a minimum of 48 auto-shipped coins in your downline to break even financially. ISN can break even financially with as little as 8 auto-shipped coins in your downline.

Verdict? ISN & http://www.silversaverplan.com is the way to go.

Jerry Wallace http://www.silversaverplan.com (800) 342-0983 [youtube:XBpumJs9h9M?fs=1;[link:SliverSaverPlan];http://www.youtube.com/watch?v=XBpumJs9h9M?fs=1&feature=related]

06 JanDay Trading Methods for Beginning Investors

Online Day Trading can be an active type of trading with prospective to bring in substantial earnings on an excellent day. On the very same footing, it truly is achievable to get key losses because of the high risks involved during trading hours. The trade occurs in genuine time and demands as much as the minute indicators for news, price quotes and charts. Investors have come up with distinct strategies for minimising risks and raking in as significantly as feasible earnings from this marketplace. Beneath are some techniques that could be useful for newbies in the day trader career.

Specialization and Short Listing- When beginning out it truly is recommended you focus on distinct stocks, currency or industries. This may give you an opportunity to study individual sectors in depth and manage to identify the most gainful opportunities. Listing of traders similar to you assists in discovering new opportunities and targeting buyers or sellers of instruments similar to yours. For instance, traders dealing with forex exchange can produce a long list of key forex traders. You\’ll be able to then track their individual trades and follow their trend. The trading list must be modified often depending on the most active and profitable counters. Disregard the slow movers and concentrate your focus on hot moving trades.

Folding and Timing Trades- You have to figure out when to stay away from trading specifically when indicators are not showing any signs of progress. Discover to sit back in your capital if there is no chance to create gainful trade. Day traders need to cultivate patience in terms of trading. You must also understand to recognize choppy markets in order to steer clear of producing losses during trade. Timing trades entails concentrating on opportunities 1 at a time throughout trading. This assists in minimizing risks and maximising profitability by expanding portion sizes. So, rather than having over 10 positions at any given time, it is possible to hold on to five or much less positions which are simpler to evaluate.

Minimize Risks and Limit Frequency of Trade- Ideally; maintain your risk possibility less than a percentage of one\’s whole account. Take precautions when trading on a margin unless you are very confident of cost directions. On the internet trading calls for you to have sharp wits all the time. Depending on the trading platform, it truly is wise to focus on one or two trades in a day. Practice trading on different time frames so you can identify the most suitable for the case.

Have proper records: Lastly, as the day trader it truly is critical to keep suitable records of one\’s transactions. Note down when and exactly where you created earnings and note down the ones which brought you losses. These records will come in handy when analysing your money and allow you to to avoid widespread pitfalls when trading.

05 JanHoquiam\’s History

Logging and shipping are a big part of the history of Washington State. Much of the state is woodland with a large Pacific coast and many rivers. This history has influenced the past and the present of the small town of Hoquiam.

What is now Grays Harbor County was once home to Native American tribes. The two main tribes in the area were the Chehalis and the Quinault. Today, the previous inhabitants\’ descendants still live near Grays Harbor.

The first white settler in the area was a man named James Karr. Not much later, Ed Cambell moved to the settlement, becoming the first postmaster of Hoquiam. Today, his house stands as the oldest home in town. Other settlers followed, and by 1890, the settlement had a population of over 1300 people.

Around that time, logging became the primary industry for Grays Harbor. From the 1880\’s until the 1930\’s, the Northwestern Lumber Company thrived, providing jobs and a supporting economy to the area. The lumber industry was responsible for eventually bringing a railroad to the town, and therefore more settlers and investors. The Northwestern Lumber Company maintained a virtual monopoly on the lumber business until the Twentieth Century.

Over the past one hundred and twenty years, about three hundred different logging companies have existed in Grays Harbor. The most important of these was the Polson Logging Company. Today, the Polson Museum, operating from the old Polson home, tells the story of the lumber industry in Hoquiam. Exhibits and photographs illustrate the lives of past logger. It holds almost 10,000 artifacts concerning the local history and the logging industry in the area.

Throughout the Twentieth Century, Grays Harbor, like the rest of the country, experienced ups and downs in the economy. As a one-industry town, Hoquiam was hurt by the downturn of the Great Depression and the labor strikes of the following years. By the last two decades of the Twentieth Century, logging was no longer a booming business, especially in Grays Harbor. Logging\’s effect on the environment and animals\’ habitats caused the government to pass laws restricting logging, thus causing layoffs and fewer businesses.

However, the residents of the area have worked to keep their town alive. Several local events, such as the Logger\’s Playday, the Shorebird Festival, and the Hoquiam Riverfest, bring tourists to the town. These festivals teach people about the past while providing for the future. By bringing visitors to the town, the festivals stimulate the economy and create new revenue. Many buildings of historical significance have been restored and become a resource for historical research.

The strength and humor of Hoquiam\’s community is evident in the town today. The residents display pride in their history as well as in their current achievements. They have worked to bring new businesses and events into the area, proving that lumber is not their greatest resource. That would be the local\’s ingenuity and passion for their home.

04 JanFibonacci Retracement Levels: Nature\’s formula or Trader\’s Self-Fulfillment?

There is a trading indicator called the Fibonacci Retracement level. This indicator is used by forex traders to help them determine entry and exit points. The reason as to why this indicator is so popular is because the retracement levels it produces help to indicate support and resistance. But many people question if this indicator truly comes from nature, or perhaps forex traders are validating it through their trading actions?

The Fibonacci Retracement level is named after Leonardo Fibonacci, an Italian mathematician who noticed that certain ratios seem to repeat themselves often in nature. Based on these observations, he came up with a numeric sequence to describe these ratios (23.6%, 38.2%, 50.0%, 61.8%, and 76.4%). An example of this ratio is the human elbow, which is located at a point that is 61.8% of the distance between the shoulder and hand. This is just one example; many others are found in nature.

Traders have applied these ratios in their technical analysis of price charts. Regardless if the price is trending up or trending down, traders found that pullbacks usually occurred at Fibonacci levels. For example, a price in an uptrend may retrace 61.8% before continuing its uptrend. The ratios that form these retracement levels serve as a basis to define support and resistance.

The question that people are beginning to ask is whether Fibonacci levels are occurrences in the natural world, or have Forex traders simply created this phenomenon by their own behavior, in essence creating a self-fulfilling prophecy? As per the prior example, if traders operate under the assumption that a price will retrace to 61.8%, then many traders would place buy orders at that level, thereby creating the phenomenon that they are claiming to actually observe.

In the end, it doesn\’t really matter if retracement levels are established by nature or by trading behavior. The important thing is that it has proven itself as a solid method to identify support and resistance pull backs. Certainly, Fibonacci retracement levels do not work 100% of the time. No indicator is perfect. But it does provide traders an edge in making profits from Forex trading.

03 JanBefore You Write A Private Placement Memorandum Read This – OTCBB

Why Are You Writing A Private Placement Memorandum (PPM) To Raise Capital? I feel like I have to put this out there as a corporate strategies consultant with a firm that is completely submerged in the industry of authoring business plans, private placement memorandums (regulation d rule 504, 505 and 506), facilitating direct public offerings to our database of investors and taking companies public on the OTCBB.

When I get calls about private placement memorandums it is typically one of two scenarios: 1. They want to raise capital and they are shopping around for the cheapest PPM author they can find. 2. They have made the mistake of using the cheapest PPM author they could find and now they can\’t find an investor that will fund their 70 page stack of toilet paper.

It never ceases to amaze me when companies are trying to convince investors that they are ready for that next step in their corporate evolution, yet they are being penny wise and dollar foolish with the most technical document their company has ever had done. And why do people put the cart before the horse? I mean, why do people write the private placement memo before they know who their audience is? As a rule of thumb you should write for your audience.

A ppm that is being written for venture capital firms will demonstrate and cater to more of an equity control and technical audience whereas a ppm that is being written for angel investors, private investors and small private equity firms who want to be in and out of a transaction will typically want to buy low and sell high and will typically want to invest in companies that are going public in as short of a time as possible.

The investors in pre public companies and other \’angel\’ type investors have a minimal bankroll of $1m or less (usually) so they have to be in and out of a transaction fast, thus the need for a \’selling shareholder offering\’. This is a mandatory prerequisite for a company that wants to raise capital from angels and go public. With a selling shareholder offering you are setting up a scenario that ever investor dreams of.

You are giving them the ability to buy deeply discounted stock and 3 or 4 months later, when the company goes public, they can sell their stock into the market at an offering price that is typically 4 or 5 times what they originally purchased the shares at and the company is happy because the investor created a bridge for the company to go public and then created a public float.

Now, after reading this, you will see why writing a PPM before you know who your audience is and before you\’ve contracted with a consulting firm is a critical mistake. Find a consulting firm that is well rounded as a capital raising facilitator and have them help you set a goal as an end result and then build your strategy from there.

02 JanFinancial Spread Betting And Money Management

Financial spread betting can be exciting and rewarding, but only if you have taken all the necessary precautions and also have fully researched and be accustomed to how it operates. One of the most important requirements would be to understand you must have a very good money management system in place. This can protect your investments so that when you make profit, you do not lose everything or more. Money management is required long term and should be carefully followed.

Many profitable and successful traders have stated that the good a part of their success in spread betting is they have developed and stringently follow certain management of your capital techniques, by which they will set a particular percentage of their capital his or her maximum loss value.

Many successful financial spread betting investors utilize the \’Fixed Percentage Rule\’. This basically states that you are going to take a certain percentage of the capital and allocate it for each of your bets. It\’s been stated on many investment websites that 2% is the most widely used percentage. It might not necessary be what you are comfortable with, however, it can be used as a basic starting place. There are various approaches to using this method.

There are generally two key questions that must definitely be answered to some satisfactory level. These can help determine what percentage of your capital you are most comfortable with risking in the event you sustain losing positions.

1. What is the largest amount which I can invest which will keep within the range I have set in my risk management plan?

2. What part of my current spread betting capital should I stake on my next trade that\’s keeping me within my current money management strategy?

Once these questions happen to be answered sufficiently and you are ready to open your spread betting positions you have to then make a firm decision your positioning sizing. Essentially this means that you need to be sure that in the event of a losing position your stake is no more then that which you have decided upon as the maximum loss.

Even after you have done all your historical research, and you\’ve got followed the trends and pinpointed which areas and products you wish to begin spread betting upon, you have to remember that profiting is only half of the equation. The partner is maintaining increases or profits over a period of time. Structured money management is required long term.

01 JanRare Gold Coins: The Ultimate Portfolio Diversification

Perhaps you have begun to learn the benefits of a gold investment, and along the way you have been hearing a lot about investing in rare coins. Now it is time to do some due diligence to learn about the benefits of rare gold coins. After all, aren\’t gold bullion coins less expensive and easier to acquire for precious metals investors? Isn\’t it wise to invest in gold bullion, such as gold bullion coins like American Eagles, or Credit Suisse gold bars for gold IRA\’s? Gold, whether coin or bar, bullion or rare, is still gold, isn\’t it?

The answer is yes. What makes rare coins so unique are their limited availability worldwide due to these coins no longer being minted. Gold bullion, as long as it is minted, will make buying gold bullion easy. The market trend of longer hold periods on rare gold coins also makes it more difficult to acquire them.

What it all comes down to is that rare coins have a limited supply, longer hold period, and in many cases historical value associated with them where as gold bullion is being minted nearly every day. Gold bullion closely follows the spot price of the market, therefore it often makes it easier to engage. If the value of currency goes up, gold bullion holdings lose value. When the stock market is climbing, gold bullion products are usually decreasing in value. Certain rare investment grade gold coins have proven to outperform gold bullion coins by over 300 percent.

Usually, the only set backs when one considers investing in rare gold coins is difficulty of acquiring them, financially and physically. You must work with a reputable, trustworthy precious metals dealer to buy rare gold coins .

With rare gold coins hard to come by on the market and the demand for these assets so high, rare gold coins are increasing in value every day. Buy Swiss Francs. Buy British Sovereigns. Buy French 20 Franc gold coins. You\’ll hold something that few other investors do, and that\’s real value.